Home Buying 101, Mortgage 101, Real Estate
Intro to Home Mortgages in Hendersonville NC Unless you are Scrooge McDuck, you’ll probably need a mortgage (other people’s money) to buy your home. This means you’ll need to understand the various types of mortgages that banks offer. Before you dive into...
Home Buying 101, Mortgage 101
Your Credit Score has a Big Impact on Loan Costs Whether you realize it or not, there is a three-digit number associated with your name that has a big impact on your financial life. It is your credit score. There are many types of credit scores, and even versions...
Buyer Basics, Mortgage 101, Real Estate
Home Buying Ratios and Costs There are many costs that come with buying a home beyond the sale price listed. Each of these costs can vary greatly by location, type of loan, and strength of negotiations, just to name a few. Conservatively, the minimum upfront costs...
Buyer Basics, Mortgage 101
The mortgage application process, even for pre-approval, requires a lot of financial and background information. Remember the lender will also ask you to authorize a “hard” credit check which will temporarily reduce your credit score which won’t have an impact unless...